Personal Insurance

Auto | Homeowner | Renters | More

CW Rea Insurance Agency is a local, independent insurance agency that provides tailored, personalized insurance coverage at a price that matches your budget.

Our professional agents will get to know your unique insurance needs and offer solutions for everything you have to insure. Learn more about our insurance products below.

You have a lot of choices when it comes to how and where you buy your St. Louis car insurance. Choosing an independent insurance agent like CW Rea ensures you still have choices, but also have a trusted advisor that you can depend on to help you find the policy that best fits your needs.

CW Rea works with a wide range of insurance companies that offer reliable St. Louis car insurance. Contact us today to find out how we can help you.

Homeowner

Wherever it is that you call home, whether a spralling estate in the country, a quiet suburban house, or a bustling downtown condo, CW Rea can help you find the right St. Louis home insurance policy that fits your needs.

Whether you are buying your first home, relocating to the area, or simply reviewing your home insurance, CW Rea is here for you. We specialize in making it easy to choose insurance policy options that work for you. Contact us today to find out what we can offer you.

Whether you’re shopping for your college student, just starting out yourself, between houses, relocating, or simply downsizing, CW Rea can help you pick the St. Louis renters insurance policy that best fits your needs.

We partner with reputable insurance companies to ensure a wide range of choices to meet your unique needs. Be sure to ask us about discounts for apartments with security systems and customers who insure their cars with the same company as their renters insurance policy.

Condo

While your condo association likely carries an insurance policy that covers their property and the physical structures as well as common areas on the property, as a condo-owner, you want to ensure your property and possessions are adequately covered. From your appliances to your personal possessions to the upgrades you've added to the unit, CW Rea can help you ensure that you're insured.

CW Rea partners with many insurance companies that offer complete St. Louis condo insurance. Contact us today to find out how we can help you.

It's an oddity that flooding is the most common natural disaster in the United States, yet it's not covered under a standard home insurance policy. While not every home is at high risk for flooding, it's important to understand how risk is identified and whether flood insurance is something you should consider.

CW Rea insures homes of all kinds. Some homeowners definitely need flood insurance, while others don't live in a high-risk area and can get by without it. Let us evaulate your needs and help you decide if flood insurance is advisable. Contact us today to learn more.

Umbrella

Home and auto insurance policies have limits to how much will be covered. If faced with paying claims that are beyond what your insurance policy covers, an umbrella policy kicks in and provides you with additional protection.

Whether you're a homeowner or drive a car, motorcycle, boat, RV or ATV, an umbrella policy should be considered.

CW Rea works with many insurance companies who offer affordable umbrella policies. Contact us today to find out how we can help you.

90% of Americans live in areas considered seismically active, but most homeowner, condo, and renters insurance policies don't cover earthquake damage. The limits of what your policy covers can be confusing, but our professional agents have the expertise to help you decide if you should consider earthquake insurance.

CW Rea works with many insurance companies that offer additional St. Louis earthquake insurance. You may even be able to obtain a policy from the same company who insures your home. Contact us today to find out more.

Off Road Vehicle

From ATVs to golf carts to snowmobiles - whatever you drive for some off-road fun, we can help you insure it.

CW Rea works with many insurance companies that offer a range of discounts that you may qualify for.

We take pride in offering professional customer service for all our St. Louis customers. We're committed to offering choices for all insurance needs and budgets. Contact us today to find out more.

We also offer: Mobile Home Insurance.